Looking for simple ways to manage your money in 2019? These handy budgeting apps may be the answer.
Dry January, dieting and doing more exercise are all popular New Year’s resolutions, but there’s another area in our lives we can all work on that is often overlooked. Personal finances can seem like a hassle to sort out, but having them in order will be worth it in the long run.
Here, we explore budgeting apps that are designed to make managing your money – and your life – easier.
Mint is a super simple way to keep track of your income and outgoings. It’s easy – just connect the app to your bank account, and Mint will do the rest. From creating a personal budget for you, to sending notifications for upcoming bills so you never miss a payment, this app is your one-stop-shop for budgeting.
Monzo has been dubbed “the bank of the future”, and can be a great budgeting tool. It takes minutes to sign up from your phone, and you can use Monzo as a fully-fledged current account. A lot of people use Monzo to manage their disposable income. Just transfer how much “fun money” you have to your Monzo account, and use your Monzo card to enjoy spending it, ensuring you don’t go over budget. Every time you use Monzo, you will get a notification to your phone showing how much you have spent, and how much you have left. Simple.
We’re cheating a little bit with this one. Cleo is more like your own personal AI bank manager rather than an app. Artificial intelligence can seem scary, but Cleo makes budgeting fun and easy, and all you need is Facebook Messenger. You can ask Cleo how your budget is looking, how much you’ve spent, on transport for example, and even if you can afford to get a coffee.
Daily Budget Original
If you’re wary of linking your bank account to an app, Daily Budget Original is the one for you. With this app, you can manually add your income and outgoings and see how much disposable cash you have left. Plus, you can enter a savings goal to help you stay on track.
Here at MoneyPlus, we have a team of friendly experts on hand who can help you sort out your finances. If you are concerned about budgeting or debt problems, get in touch today.